Learn about the benefits provided to independent contractors, nonprofits and creative workers through the CARES Act and EDD. It is Arts advocacy month, so let’s connect virtually and learn together about the benefits provided to nonprofits, independent contractors, and creative workers through the CARES Act. This is a follow up to our last meeting with additional experts.
Join the Atrium, Sacramento City Office of Arts + Culture, California Capital, AMS Planning & Research for an informative webinar on what the CARES Act means for the creative community. Speakers will discuss the new federal legislation, what parts relate to arts organizations, artists, and the creative economy, and what you should expect in the next few weeks.
If you are on the board or staff of a nonprofit arts organization, a 1099 creative freelancer, or a creative worker affected by furloughs and layoffs, this webinar will benefit you. Speakers will provide an overview of the new economic relief bills and answer questions submitted by attendees.
# Question Answer(s)
1 no second poll yet...
2 Will you be talking about California Disaster Employment assistance? Yes, we will be talking about that
3 Does this apply to those of us who are the sole employee of an SCORP? thank you in advance. If you pay yourself wages as an employee (W2) then you can apply for Unemployment Insurance now.
4 As well as Pandemic Unemployment assistance. live answered
5 I am self employed. I applied. Today edd sent a letter saying my monthly benefits are 00.00 live answered
6 What if I work for a school district and a model? This applies to me? live answered
7 Is there any indication of when EDD will start taking applications for independent contractors? There is not confirmed date as of yet
8 Yes, I was able to apply with EDD on 3/31. It was a process, since I wear many hats. I was advised to check back on Apr12, since I could not claim any benefits. I’m both an employee & an owner of my own business – no employees, just me. You can apply for unemployment as both an employee and independent contractors, but your eligibility will be determined by your status an employee for regular state unemployment insurance.
9 I am both an employee and an independent contractor. I recieve both W2s and 1099s, but my contract gigs have been significantly cut. Should I apply for unemployment or wait for PUA? live answered
10 you mentioned waiting for a federal program for edd, what was that called and how will we know when to apply as an independent (not employee) live answered
11 Is it possible to start the process so that we are not in line behind literally 10 million people? It is not recommended to start early if seeking unemployment as a contractor until the system is ready for those users
12 Is this webinar being recorded and will it be available afterwards? Yes, it will be posted on the Atrium website as well as the City Arts Facebook page
13 When applying for UEI, do I select the Salaried Employer it recognizes on my application although I am seeking UEI for my work as an independent contractor? You would put in the entity that was your last employer (not self employed) as your last employer as long as the separation (whether temporary, partial, or permanent) was caused by COVID – 19.
14 Will you email participants when PUA is available to be applied for? We will post on the Atrium site under Covid-19 Resources page
15 What about “underemployment”? When your a) employment hours are reduced; and b) independent contract hours are reduced due to pandemic layoffs or project haults? “a) If your hours are reduced, you do qualify for benefits. There is a calculation to make sure they have been reduced enough.
If your gross pay, after deducting $25 or 25% of your total earnings (whichever is greater), is less than your weekly benefit amount then you can get unemployment insurance. Including the extra $600 in federal funds.
b) PUA benefits do apply to independent contractors with reduced hours.”
16 I am just hearing about the NEA CARES Act Grant. Do we apply for this through the CAC or NEA? And with only $75 Million across the US for this program, any idea how they will decide who receives the grants? “Ray is going to address this, but you will apply directly through NEA (https://www.arts.gov/news/2020/national-endowment-arts-announces-cares-act-funding-support-arts-jobs-and-help-sustain?)
CAC’s money will come through a different channel and they hope to have that figured out by the May meeting”
17 Is the additional $600 automatically provided for individuals who have been approved for unemployment? Or is this determined by whether those who have applied for unemployment which also apply for PUA The $600 will automatically be provided starting this Sunday!
18 Similar to a previous question but an important to me personally – I very recently filed with the city for a business tax with Sacramento to become self-employed. I have not yet paid any tax on said-business. Should I apply for unemployment benefits? The tax systems and the benefits systems are separate. You will be able to access PUA as someone who is self-employed. It will be based on your earnings in 2019.
19 Can you provide a link to the state sick leave? Yes, will add link to chat in a bit.
20 Will someone be talking about the Economic Injury Emergency Grant Program? live answered
21 I see the poll, but I have applied for nothing. Its okay – now you can learn
22 Has there been a focus on addressing support for individual artists? (Not a business or nonprofit) I haven’t seen a lot of emergency grants or funding opportunities for local Artists… Our first speaker addressed Independant Contractors and self employed. We would recommend you review the recording of the webinar after it is post on the Atrium916. However, if you have a specific question, please ask here.
23 Where will the slide deck be? I am sorry, I missed that info. Thank you! We will put it on the Atrium916.com resource page if it’s not shared here.
24 Thank you! that is exactly what I trying to ask 🙂
25 I have paid two employees since January through a company called Talent Services. Technically they work for that company. Does that disqualify me as an employer? That’s a great question. SBA released guidance clarifying PEO (profreshsional employer organization relationships), but I haven’t yet seen guidance for those hiring through temp agencies. My guess is no, but it’s worth researching and talking to your banker.
26Thank you Stacey for the very clear explanations.
27 Hi, Ms. Flor are the any update of the recent grant opportunity. Can we see a list of the grantees? Would it be possible to limit future grant offerings to organization with a certain revenue cap. Which are traditionally organizations serving maginalize communities? Thank you for all the work you do. Yes the first round of grantee announcements will go out early next week. Grants will be awarded on an ongoing basis as long as funding is available. To make the opportunity as accessible as possible there are no organizational operating budget restrictions.
28 I have enough in a business savings account to cover a few months expenses. Will that be considered in applying for PPP oe EIDL? Do I need to spend down my savings before applying? live answered
29 May we have all these links, please? That was fast! “The Rapid Response Business Triage Hotline at 833-391-1919 is launching today. It will be available 8 a.m. to 4 p.m. Monday through Friday, and it will take messages around the clock for callbacks. https://bit.ly/CreatingAnswersCOVID https://businesstriagehotline.com
Businesses can call and speak with a team of specialists who will assist with navigating the process and paperwork to try and get funding through the SBA’s Economic Injury Disaster Loan Program and the Paycheck Protection Program and talk through other options.”
30 This does not need to be addressed live, just curious. For the Artist In Residency AIRS program, is there any update on what to expect for recipients of grants/participants in that program? Hi. We have everything on hold but ready to go was we are able to move forward. Melisssa Cirone is really on this, and eager to move forward.
31 What is the link for the 150k non disaster relief loan? live answered
32 Hi, Ms. Baker I know that there is so much going. But has there been any information on the path of seaking exemption to AB5 for the arts industy, specifically NPO’s? live answered – Hopefully that answered your question. Bottom line we continue to address this for NPOs with the legislature.
33 Can people outside of CA buy these? live answered
34 (buy these masks?) I would like to share this to an international audience… https://atrium916.com/masks/
35 This is amazing. Are there options for literary or performers? Like, a pay-to-see-my-performance option perhaps? We are looking into that right now. We also have another speaker following Shira that will be talking about some other resources that you can post your performances on
36 Oh wow.
37 when is the next webinar? Next Thursday, April 16 at 5:30. We will post the invite on the Atrium page under Events
17:54:16 From Shawn Thwaites To All Panelists : edd websites?
17:56:53 From Daniela Urban To All Panelists : edd.ca.gov
17:58:50 From David Loret de Mola : You got this 😀 haha
18:01:13 From Deborah Hunt : For Employers on the Call – Here is the link for CalOsha on Covid 19: https://www.dir.ca.gov/dosh/coronavirus/General-Industry.html
18:02:57 From Deborah Hunt : And here is the link for disinfectants from EPA: https://www.epa.gov/pesticide-registration/list-n-disinfectants-use-against-sars-cov-2
18:05:46 From Deborah Hunt : And here are the guidelines from the CDC: https://www.cdc.gov/coronavirus/2019-ncov/community/guidance-business-response.html
18:11:01 From Deborah Hunt : Here is the link for the Federal changes to sick leave: https://www.dol.gov/agencies/whd/pandemic/ffcra-employee-paid-leave
18:13:04 From Eric Bianchi To All Panelists : No way to answer none
18:15:18 From Delgreta Brown To All Panelists : Has there been a focus on addressing support for individual artists? (Not a business or nonprofit) I haven’t seen a lot of emergency grants or funding opportunities for local Artists…
18:15:32 From Shira Lane To Eric Bianchi and All Panelists : Thanks – good idea for next time
18:15:37 From Ashley Keller : Do you have the link for state changes?
18:16:03 From Shira Lane : Please use the Q & A for questions so they can get answered
18:17:08 From Mark Schutten : Thank you all. I need to go however I did want to leave a link my company has provided with all sorts of COVID-19 information for businesses. If you scroll down on the page you can see links to all sorts of information. Or feel free to email me any insurance related questions you may have. Mark Schutten firstname.lastname@example.org Here is the link. Take Care and be safe. https://www.bbinsurance.com/covid19
18:17:45 From Shira Lane To Delgreta Brown and All Panelists : Yes we will get to it
18:18:04 From Shira Lane To Delgreta Brown and All Panelists : Also please check – atrium916.com/resources
18:19:32 From Shira Lane To Delgreta Brown and All Panelists : You are an independent contractor
18:21:39 From Gavina Avila To All Panelists : Can we get that link again? Https:bit.ly/creatinganswers…?
18:23:08 From Shira Lane To Gavina Avila and All Panelists : Creatinganswers.com
18:25:09 From Shawn M. Joost To All Panelists : I think the big difference for employees between getting “laid off” and staying on payroll is the loss of health benefits. Very few employer group health plans will allow you to keep your employees on if they are off the payroll for a month. This will depend on the exact language of your health plan, of course.
18:26:28 From Daniela Urban To All Panelists : 100% agree, Shawn. Review the language of the benefits plans so that you know what terminology to use if you plan on granting some unpaid time off while collecting unemployment
18:28:03 From Shira Lane : www.smartasset.com/insights/ppp-loan-lenders
18:30:03 From Michelle Markwart Deveaux : AMAZING, THANK YOU!
18:33:01 From Shira Lane To All Panelists : Sorry my internet went out – I’m back
18:33:27 From Bill Blake : https://www.ibank.ca.gov/
18:34:40 From Bill Blake : https://cacapital.org/
18:36:02 From Stacey Powell : The link to our resources, this slide deck and last week’s videoconference directed mostly at nonprofit EDs:
18:36:28 From Stacey Powell : bit.ly/CreatingAnswersCOVID
18:36:51 From Shira Lane : If any of this is confusing do not be afraid to ask questions in the Q&A, this is an opportunity to ask experts your questions
18:37:15 From Nisa To All Panelists : You are all truly dedicated professionals. Thank you for rising to this occasion.
18:39:06 From Deborah Hunt : Here is the link to California Capital with Resources Ms. Muramoto is discussing: https://cacapital.org
18:42:10 From Deborah Muramoto To All Panelists : To locate a Paycheck Protection Program Lender, please visit: www.SBA.gov/PaycheckProtection. Information on available resources may be found at www.sba.gov/coronavirus.
18:42:47 From Deborah Hunt : To locate a Paycheck Protection Program Lender, please visit: www.SBA.gov/PaycheckProtection. Information on available resources may be found at www.sba.gov/coronavirus.
18:42:49 From Ray Gargano To All Panelists : bit.ly/CreatingAnswersCOVID
18:43:24 From Deborah Muramoto To All Panelists : DISASTER LOAN ASSISTANCE:
For SBA Disaster loan information please go to the website https://covid19relief.sba.gov/#/
Resources regarding the CARES Act/Paycheck Protection Program: https://www.sba.gov/funding-programs/loans/coronavirus-relief-options Resources for Small Business Finance Center Miro-Loan Program: Information forth coming. Please stay tuned. if your are outside of the Greater Sacramento area please contact your local FDC: see attached If you need one on one advising to assist your through the Disaster loan programs please visit the Small Business Development Center (SBDC) and sign up for free services at financing-simplified.com/start
If you are looking for a Non-Disaster loans for $150,000 and under please complete the attached preliminary document.
18:44:20 From Deborah Hunt : DISASTER LOAN ASSISTANCE: For SBA Disaster loan information please go to the website https://covid19relief.sba.gov/#/ Resources regarding the CARES Act/Paycheck Protection Program: https://www.sba.gov/funding-programs/loans/coronavirus-relief-options Resources for Small Business Finance Center Miro-Loan Program: Information forth coming. Please stay tuned. if your are outside of the Greater Sacramento area please contact your local FDC: see attached If you need one on one advising to assist your through the Disaster loan programs please visit the Small Business Development Center (SBDC) and sign up for free services at financing-simplified.com/start If you are looking for a Non-Disaster loans for $150,000 and under please complete the attached preliminary document.
18:44:27 From Stacey Powell : I hear that Western Health is supporting maintaining health insurance for employees that are laid off. I haven’t heard one way or another re: other health insurers.
18:44:32 From Deborah Muramoto To All Panelists : California Capital Financial Development Corporation
18:44:42 From Shira Lane : The Rapid Response Business Triage Hotline at 833-391-1919. It will be available 8 a.m. to 4 p.m. Monday through Friday, and it will take messages around the clock for callbacks.
Businesses can call and speak with a team of specialists who will assist with navigating the process and paperwork to try and get funding through the SBA’s Economic Injury Disaster Loan Program and the Paycheck Protection Program and talk through other options.
18:44:44 From Deborah Muramoto To All Panelists : www.cacapital.org
18:46:27 From Ray Gargano To All Panelists : https://businesstriagehotline.com
18:46:50 From Bill Blake : https://www.californiansforthearts.org/
18:47:14 From CAM : Hi Stacey -could you check/resend your link? Didn’t work for me.
18:47:37 From Eric Bianchi To All Panelists : Artistrelief.org website is down for maintenance because of so many applications. It says to try back later…
18:47:53 From Stacey Powell : https://bit.ly/CreatingAnswersCOVID
18:48:42 From CAM : Thank you!
18:49:56 From Michelle Markwart Deveaux : This is really helpful. Thank you, again, indeed!
18:50:15 From Julie Baker : www.californiansforthearts.org
18:50:21 From David Loret de Mola : This has been fantastic thank you all so much. Seriously.
18:50:28 From Angela Tahti To All Panelists : Thanks, Julie!
18:51:24 From Angela Tahti To All Panelists : ARTS DO COUNT. YES THEY DO.
18:57:40 From Eagle Eye Realty To All Panelists : Thank you.
18:59:55 From Michelle Markwart Deveaux : PREACH!!!!!
19:00:03 From David Loret de Mola : Say that. THank you for that.
19:00:21 From Quiana P : Yes!
19:00:27 From Michelle Markwart Deveaux : So many of us are giving our music, singing, dancing, etc!
19:01:50 From Bill Blake : https://atrium916.com/masks/
19:02:41 From Michelle Markwart Deveaux : Thank you, Bill@
19:04:29 From Michelle Markwart Deveaux : I love this so much. Tearing up … I didn’t know about Atrium until this – lived here for six years! Thank you so much.
19:04:50 From Abraham-IMBA Center : Thanks to all of you for these efforts
19:05:15 From Quiana P : I have a possible mask maker lead!
19:06:13 From Michelle Markwart Deveaux : Wine time!
19:06:28 From Nisa To All Panelists : Music Circus had to close its season. They have many sewers. Call them.
19:06:28 From Linnea Wong To All Panelists : thank you
19:06:30 From Quiana P : 💖
19:06:32 From Deborah Muramoto : Thank you, Everyone! I appreciated the opportunity to share information and resources
19:06:36 From Eric Bianchi To All Panelists : Thank you for all the great info!
19:06:45 From Mira Woodworth To All Panelists : many many thanks. ❤
19:07:09 From David Loret de Mola : Wowwwwwww. Yes.
19:07:56 From Michelle Markwart Deveaux : LOVE. Let’s start this for musicians!
19:08:05 From Angela Tahti To All Panelists : Thank you, Atrium 916 and all panelists. Keep well and keep creating!
19:08:39 From Michelle Markwart Deveaux : Hugs and high fives to ALL!
19:08:40 From Mira Woodworth To All Panelists : ❤❤❤
19:08:42 From David Loret de Mola : You are all fantastic and thank you so much
19:08:58 From Gavina Avila To All Panelists : Thank you all for sharing such great information!
19:09:01 From Quiana P : thanks!
19:09:07 From Shelly To All Panelists : Thank you!